Loan Products

Personal/Auto Loans

Buying a car, truck, or SUV?  Want a new camper, motorcycle, or ATV?

The Waterford Commercial and Savings Bank offers a variety of loans at low rates.

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Mortgage Loans

NMLS# 681658

The Waterford Commercial and Savings Bank Variable Rate Mortgages

Expect the best when you are making the largest purchasing decision of your life.  Shop around!

• You will find that we offer great rates AND low closing costs.
• Our variety of mortgages allows us to customize your loan to your needs.
• No matter if you are buying a home or refinancing the one you live in, we are here to serve you!
• NEW!!! 30 Year variable rate mortgages fixed for  5 years, 7 years, or 10 years!!

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Home Equity Loans

ATTENTION HOMEOWNERS: Our Home Equity Loans provide you with a great way to get your hands on some much-needed cash!

If you are a homeowner, you can use the equity in your home to create a line of credit available for you to use however you wish:

• Consolidate your debts.
• Pay for tuition.
• Make home improvements.
• You simply write a check for whatever you need!

Commercial Loans

At the Waterford Commercial & Savings Bank, we know our business’ are linked.

• We can help with term loans and lines of credit.
• We understand you have a personal investment in your business.
• We structure and price your loan based on YOUR specific situation.

We look forward to establishing a working relationship with you and your company.