Annual Credit/Consumer Reports

Free Annual Credit Report

Each of the credit bureaus are required to provide you with a free credit report each year.  Obtain your free annual credit report at

How to contact the credit bureaus

(800) 685-1111   

(888) 397-3742   

(800) 916-8800

How to Dispute Credit Report Errors

Information on how to dispute errors on your credit report is available from the Federal Trade Commission.

Free Annual Consumer Report

You are entitled to a free copy of your consumer report, at your request, once every 12 months.  Obtain your free consumer report from ChexSystems.

What is a Consumer Report?

A consumer report documents your banking activities and history.  Financial Institutions use ChexSystems consumer reports in the decision process to open or deny an account.

View a sample consumer report.

How to Contact ChexSystems

ChexSystems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100.
Woodbury, MN 55125
(800) 428-9623