Checking Account Products


Unlimited Checking

The Unlimited Checking Account Plan is available to all personal account holders. 

Get unlimited check writing, deposits, withdrawals and Visa Check Card purchases, online and mobile access and identity theft protection. 

The $6.00 monthly service fee will be waived if Account Statements are received electronically or Account holder is 55 years old plus.

Access your account anytime, anywhere using internet banking/mobile app.  There is no additional charge for banking using internet banking/mobile app if account is accessed one time per month.   Text banking will incur a service fee of $0.10 per text message in addition to standard text message rates.

Sign up for automatic funds transfer from an additional checking or savings account to prevent overdrafts.  Each time a transfer occurs, your account is charged $5.00, rather than a $30.00 overdraft fee.

A Credit Reserve Plan can be applied to your account and advanced in $100.00 increments.  An annual fee of $25.00 and Annual Percentage Rate of 18% will apply.  Subject to credit approval. 

NOW Checking

Personal account holders can earn interest when they open a NOW Checking Account Plan.

Earn interest on the entire balance in your account. Earnings are accrued daily and paid monthly.

The $8.00 monthly service fee will be waived if the average monthly balance is greater than $1,000. 

Unlimited Commercial Checking

The Unlimited Commercial Checking Account is ideal for all types of businesses. 

Get unlimited check writing, deposits, withdrawals and Visa Check Card purchases, online and mobile access.

The $6.00 monthly service fee will be waived if the average monthly balance is greater than $2,500.

Cash Management services are available to automatically deposit funds into employees’ accounts or automatically withdraw funds from customers’ accounts.  A monthly fee applies, as well as per file and per item charges.  Subject to credit approval and an ACH Origination Agreement is required. 

A Credit Reserve Plan can be applied to your account and advanced in $100.00 increments.  An annual fee of $25.00 and Annual Percentage Rate of 18% will apply.  Subject to credit approval.

Commercial NOW Checking

Sole proprietors and non-profit organizations are eligible for an interest bearing Commercial NOW Checking Account. 

Earn interest on the entire balance in your account. Earnings are accrued daily and paid monthly.

The $8.00 monthly service fee will be waived if the average monthly balance is greater than $1,000.